Buy the Furniture you love now, and Pay Monthly
Synchrony Financial Credit Card
If you would prefer to apply for Synchrony Financial with our office over the phone, please download the application by clicking on the link below. Please send the completed application and two forms of ID's to [email protected]. When you have this information together, or if you have any questions for us, please call us at (866) 410-2755!
Major Credit Cards & PayPal
We still offer the freedom to use all major credit cards - Visa, MasterCard, AMEX and Discover!
For your convenience, you may select your furniture and take as long as 12 months to pay if your order is $500 or more. Take the total amount of purchase and divide by 12. This gives you the monthly amount to pay for a year. (If you wish a shorter time, divide by 6 and pay this amount for 6 months.) When the total is paid, furniture will be made up and shipped to you. You are guaranteed current pricing and protected against rising costs during the 12 month term of your layaway! To use this method of payment, just call our offices today at (866) 410-2755. You will receive a layaway agreement with confirmation of your order and calculation of your monthly payments. *Note: We cannot guarantee a fabric choice or item will remain available during the layaway period.
Pros of a Layaway Plan:
- Interest Free Purchasing
With our interest free layaway plans, you will not be charged interest on your purchases. This is a great pro to choosing layaway! What this means is that, unlike charging your purchases to a credit card, your total layaway cost is the same as the total cost of the item that you have put on layaway. No hidden fees, no interest fees, no service fees, no cancellation fees, no fees! When you place an item on layaway with us, you will not be charged for anything other than the item itself!
- More Buying Options
Layaway provides an alternative to using a credit card to pay for purchases. If you do not have a credit card and don't wist to acquire our Synchrony Financial Credit Card, layaway provides another method to pay for purchases over time. If you do have a credit card, but would rather stretch out the payments over a period of time, layaway may be the best option for you.
- Easy Acceptance Criteria
Unlike a credit card, layaway programs do not conduct income or credit checks before approval. To qualify for a layaway you simply need to sign and return our Layaway Agreement as well as provide your first month's layaway payment (see beginning paragraph under this 'Layaway' section to calculate what your monthly payments will be). With this convenient qualification, even people with past credit problems can qualify for a layaway program.
Layaway Refund & Terms Policies: Full refunds are available within the first 90 days. After 90 days of your first layaway payment your funds are no longer refundable. However, your layaway funds may be applied toward any other merchandise on the MagnoliaHall.com website of equal or greater value. The use of your layaway funds toward other Magnolia Hall merchandise are only available within 24 months of your first layaway payment, or within 12 months of the last layaway payment, whichever occurs first. After this time, any funds that were applied to a layaway will expire and will no longer be available. Your layaway pricing is only guaranteed and protect against increases within your layaway term of 12 months, which begins on the date of your first payment. If your layaway is not paid in full within the 12 month term, the pricing on your layaway will be updated to reflect the current cost(s) of each item(s) as currently shown on MagnoliaHall.com